As we look forward to 2026, are you concerned about the future? Financial "awareness" can help turn resolutions into realities.... more

When writing about taxation of retirement accounts, I've referred to IRS Publication 590-B many times, as it provides guidelines to taxpayers for handling required minimum distributions (RMDs) from in... more

When age is factored into studies of investment fraud and risk, seniors are often the focus. No longer. A younger cohort (ages 18 to 34) may actually be more likely to be susceptible to fraud than sen... more

Some may assume that those who are targets of financial fraud are mostly elderly. However, a new FINRA Investor Education Foundation report suggests otherwise, which raises questions about vulnerabili... more

As you begin planning for how your financial resources will be allocated in 2026, know that there are new limits for what you can contribute to your 401(k) and IRA.... more

What better opportunity than Thanksgiving to enjoy family and -- just for fun -- add financial literacy to the conversation.... more

A marriage may be over in the minds of a couple when they decide to get divorced. But, in reality, time needs to pass from that moment until the final dissolution. There will be negotiations, discussi... more

The subject of having multiple traditional (tax-deferred) IRA accounts came up recently in a presentation I was giving on QCDs. The context was donating IRA money to charity after age 73 during the IR... more

We’re quickly closing in on the end of the year, which means it’s time to make sure that required minimum distributions (RMDs) from tax-deferred accounts are taken care of.... more

Do you remember your very first tax return? If you filed that return before the World Wide Web arrived on the scene (1993), perhaps you talked with your parents or older siblings to learn what to do.... more

"Heather" wrote to me about frustrations she would experience if she were to receive an unexpectedly large inheritance from her parents. Asking for guidance, Heather raised some very good questions, w... more

A column I wrote about surprise inheritances a few months ago resulted in a number of reader letters. Let me share one with you in full, because it tells a person's real experience, spelling out a cau... more

There is no doubt that tax-advantaged 529 plans are popular. The National Association of State Treasurers reported that there were 16.96 million 529 educational savings accounts at the end of 2024, wi... more