Do couples know that wives will likely outlive their husbands? As reported in a National Bureau of Economic Research Paper (tinyurl.com/6yfx4ep3), widows are expected to outlive their husbands by more... more

Given that I'm always thinking about retirement investing for people of all ages, I'm always eager to share tools and resources that can be helpful if you are retired or hoping to retire securely some... more

As a longtime advocate of financial literacy, I believe solid financial decision-making skills need to be established early in life. That's the best time for parents to have a positive impact, since c... more

If you own an S corporation that offers a 401(k), what are your rules when it comes to required minimum distributions (RMDs) if you are still working past age 73?... more

Mortgage rates may be declining, which puts new homebuyers in a better position than just a year ago (tinyurl.com/5ykwr6cx).... more

There is a big change looming for the federal estate tax exemption after 2025 unless new legislation emerges -- a topic we discussed in this column in 2022. We are two years closer, and the time to pl... more

Last week's column drew a comment from a 401(k) millionaire, having started his 401(k) participation right away -- "from day one."... more

Can you become a millionaire just by saving for retirement through a 401(k)? The answer is a clear yes. Fidelity Investments, which handles 24 million 401(k) accounts, revealed in its latest quarterly... more

If you are one of the many people who are averse to reading prospectuses, let me explain something: Prospectuses are like martial arts. They can teach you self-defense.... more

Members of Generation Z (ages 12 to 27) are continuing to move into the workforce, and they are beginning to save for retirement. If you were born between 1997 and 2012, let's talk.... more

There are many research tools available to help you pick stocks for your portfolio.... more

If you find you need to contact your brokerage firm's customer support department, but you can't remember the phone number, you might go online to a search engine to find the contact information -- an... more

Numerous changes to retirement accounts have come through two SECURE Acts, which took effect in 2020 and 2022. Yet one thing has remained constant: the age eligibility for making a tax-free withdrawal... more