Qualified charitable distributions (QCDs) don't usually come up in conversations with family members or friends, and I haven't come across a reality show that incorporates QCDs into the average older ... more

In a previous column, I discussed that the federal estate tax exemption is set to undergo a big change -- increasing the number of estates that will be taxable on a federal level -- after 2025, unless... more

If you want to find out about the disciplinary history of the investment firm or the individual who handles your money, how do you go about it? How difficult is it to find the information?... more

If you own mutual funds outside of your retirement accounts, don’t forget to check on upcoming capital gains distributions. You may still have time to avoid paying taxes on those gains, depending on y... more

Offering benefits to both retirement investors and charities, QCDs (qualified charitable distributions), are a favorite topic of mine, especially when speaking with nonprofits or presenting to lawyers... more

The IRS has announced the contribution limits for 401(k)s and IRAs for 2025, but there's an additional factor this year for those who qualify and want to save more for retirement. The limits are detai... more

Do couples know that wives will likely outlive their husbands? As reported in a National Bureau of Economic Research Paper (tinyurl.com/6yfx4ep3), widows are expected to outlive their husbands by more... more

Given that I'm always thinking about retirement investing for people of all ages, I'm always eager to share tools and resources that can be helpful if you are retired or hoping to retire securely some... more

As a longtime advocate of financial literacy, I believe solid financial decision-making skills need to be established early in life. That's the best time for parents to have a positive impact, since c... more

If you own an S corporation that offers a 401(k), what are your rules when it comes to required minimum distributions (RMDs) if you are still working past age 73?... more

Mortgage rates may be declining, which puts new homebuyers in a better position than just a year ago (tinyurl.com/5ykwr6cx).... more

There is a big change looming for the federal estate tax exemption after 2025 unless new legislation emerges -- a topic we discussed in this column in 2022. We are two years closer, and the time to pl... more

Last week's column drew a comment from a 401(k) millionaire, having started his 401(k) participation right away -- "from day one."... more