ARIES (March 21-April 19) -- Work-related problems will crop up if you are too forthcoming with your opinion. Keep your thoughts to yourself and focus on taking care of business and honing your skills.

TAURUS (April 20-May 20) -- Communicate, say what's on your mind and offer solutions to problems that arise. Your input will make a difference to someone or something you care about. Do something nice for others.

GEMINI (May 21-June 20) -- You'll discover something you enjoy doing and do well. Make an effort to turn a hobby or pastime into a source of income. Personal improvements are favored.

CANCER (June 21-July 22) -- Don't spend money just because you see a good deal. Holding on to your cash will allow you the freedom to pursue an intriguing opportunity.

LEO (July 23-Aug. 22) -- Host an event or gather with your peers for a little festive cheer. Doing something with children will bring you joy and improve your relationship with the ones you love.

VIRGO (Aug. 23-Sept. 22) -- Emotional matters will escalate if someone you live with puts demands on your time. Be polite, but say no or offer alternatives that work better for you.

LIBRA (Sept. 23-Oct. 23) -- Short trips, shopping sprees or a new outfit for the end-of-year festivities will make your day. A romantic evening will change things in a big way.

SCORPIO (Oct. 24-Nov. 22) -- Follow through with an idea. The more you accomplish before the end of the year, the easier it will be to finish what you start. A bargain will play into your plans.

SAGITTARIUS (Nov. 23-Dec. 21) -- Changing the way you live or how you spend your cash will help you put your life back on course. Make stipulations that will encourage others to help you reach your goals.

CAPRICORN (Dec. 22-Jan. 19) -- Take care of any pressing money matters. Don't leave anything to chance that could cause legal, financial or contractual problems. Snap decisions will not work out well. Explore your options.

AQUARIUS (Jan. 20-Feb. 19) -- Do something constructive. Offer to help an organization or someone who needs your help and wisdom. Make love and romance a priority.

PISCES (Feb. 20-March 20) -- Work on personal improvements instead of trying to change others. Set the stage for how you are going to head into the new year. Start a fitness and diet routine now.

ARIES (March 21-April 19) -- Tally up what the festive season has cost you already and figure out how to compensate if you've gone over-budget. Ease your stress and enjoy the ones you love.

TAURUS (April 20-May 20) -- Taking a day trip, bargain hunting or just making sure you connect with everyone you want to before the year comes to a close will be gratifying. Share memories and make plans.

GEMINI (May 21-June 20) -- Emotional deception or interference will end up being costly. Focus on the positive actions you can take to help you get ahead personally and professionally.

CANCER (June 21-July 22) -- Speak up if something is wrong. You are best off clearing the air quickly to minimize damage and avoid ruining festive plans. Focus on truth and positive solutions.

LEO (July 23-Aug. 22) -- A networking function or suggestions that a friend or relative makes will give you the incentive you need to check out new possibilities. Romance and self-improvement should be priorities.

VIRGO (Aug. 23-Sept. 22) -- Get out and shop for deals or check out what's going on in your community. Cultural events will open your mind to a host of new ideas. Express your thoughts.

LIBRA (Sept. 23-Oct. 23) -- Don't let bad feelings or someone acting out ruin your day. Spend time with friends who offer encouragement. A quick pick-me-up or indulgence will change your mood.

SCORPIO (Oct. 24-Nov. 22) -- Retreat from all the temptations and indulgences you have given in to lately. Making unique changes at home will open up a space that will allow you to engage in creative pursuits.

SAGITTARIUS (Nov. 23-Dec. 21) -- Emotions are best controlled. If you get into a debate or let someone in on your personal secrets, you will ruin your reputation or become the subject of gossip.

CAPRICORN (Dec. 22-Jan. 19) -- You are best off taking a break and rejuvenating. Too much of everything will take its toll on you mentally, physically and emotionally. Don't give in or try to keep up.

AQUARIUS (Jan. 20-Feb. 19) -- Make a personal change that will encourage you to look and feel your best. Getting ready for year-end festivities will help you put the past behind you. Look forward to new beginnings.

PISCES (Feb. 20-March 20) -- Be careful what you say and how you react to others. An emotional challenge will result if you are late to an important event or fail to take care of your responsibilities.

ARIES (March 21-April 19) -- Don't feel the need to give what you cannot afford. Keep your emotions to yourself and don't offer to do something that is unrealistic. Make romance a priority.

TAURUS (April 20-May 20) -- Don't let a little disappointment get you down. Take better care of your health by limiting how much you eat and drink. You'll better enjoy spending time with family if you feel good physically.

GEMINI (May 21-June 20) -- Make someone happy. It's not what you spend, it's how you treat people that counts. If you do something nice or offer your time or skills, your gesture will be appreciated.

CANCER (June 21-July 22) -- Moderation will be necessary. Too much to eat or drink will put a damper on your day. Choose to enjoy the youngsters and steer clear of indulgent adults.

LEO (July 23-Aug. 22) -- You'll be kicking yourself if you were prone to unwise spending during the past few weeks. Don't fret over what you cannot change when you should be setting up a plan to save money.

VIRGO (Aug. 23-Sept. 22) -- Playful dialogue will bring out the best in everyone you talk to today. If you share your humor and joy with young and old alike, you will encourage the same in return.

LIBRA (Sept. 23-Oct. 23) -- Navigating family get-togethers and dealing with children will be tiring. Offer something that will keep everyone occupied and help the day pass peacefully. Choose to let your actions speak for you.

SCORPIO (Oct. 24-Nov. 22) -- You'll feel emotional about the conversations that unfold today. Listen to people, but don't bother trying to convert others to your beliefs. Freedom is the greatest gift you can offer others.

SAGITTARIUS (Nov. 23-Dec. 21) -- Confusion will set in if someone has been sending you mixed signals. Don't show disappointment when you should be considering the truth as well as your next move.

CAPRICORN (Dec. 22-Jan. 19) -- If you do something nice for someone less fortunate, you will feel good about your contribution as well as boost your reputation. Offer your services instead of cash.

AQUARIUS (Jan. 20-Feb. 19) -- Don't overdo it. The festivities may be intense and emotions may run high if you indulge or take on someone who is looking for an argument. Take care of yourself first and foremost.

PISCES (Feb. 20-March 20) -- You'll receive something you didn't expect. Be gracious and adjust to whatever develops. It's better to know the truth and act accordingly. What transpires will turn out to be to your benefit.