Pay it down or pay it forward. When staying on top of debt, promises or whatever else you have on your agenda, it's vital that you don't ignore what you must do. Take the initiative to tidy up loose ends and to divvy up your time to ensure you make the most of what's to come.
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ARIES (March 21-April 19) -- Strive for peace. Put your differences aside and consider all that you are grateful for. It's all about mind over matter; choose tolerance over your need to be right.
TAURUS (April 20-May 20) -- Go the distance to spend time with loved ones. By opening your heart, your doors or your mind to the possibilities, something good will unfold. A positive mindset will lead to positive change.
GEMINI (May 21-June 20) -- Keep an open mind, but set boundaries. How you give back will determine how you feel at the end of this festive day. Let your intellect lead the way. Words matter.
CANCER (June 21-July 22) -- Take care of personal business and health concerns, and map out your day to ensure you don't miss any family fun. A partnership will grow more intense, and set the stage for an exciting future.
LEO (July 23-Aug. 22) -- You will achieve the most if you are hyped and ready to please the ones you love. Put on your happy face and let the kid in you out to play. Be the social butterfly, the lover, the provider and the glue.
VIRGO (Aug. 23-Sept. 22) –- Wear your heart on your sleeve, and you'll make a difference to anyone you converse with. Positive change comes from kind words, honesty and a helping hand.
LIBRA (Sept. 23-Oct. 23) –- Pick and choose wisely. Sometimes less is more. Take on only what you can handle, and give 100% to accomplish your intent. Sign up for what you know you can manage.
SCORPIO (Oct. 24-Nov. 22) –- You may feel stretched with all the hustle and bustle; however, if you embrace the moment with passion and sincerity, you will get swept up into the magic.
SAGITTARIUS (Nov. 23-Dec. 21) –- Be careful; someone will try to sweet-talk you into something you really don't want to do. Be the master of the conversation and become the entertainment.
CAPRICORN (Dec. 22-Jan. 19) –- Put your energy where it counts, please the ones you love and gain satisfaction through acts of kindness and showing concern. A kind word is worth more than any lavish gift.
AQUARIUS (Jan. 20-Feb. 19) –- Refuse to let an unexpected change or delay weigh you down. Choose to think standing up, and a comeback will be as easy as 1-2-3. Choose insight and wisdom over lavish actions.
PISCES (Feb. 20-March 20) –- Sit back and enjoy the moment. The less you say and the more you are grateful, the better. It's time to make fond memories, not to bring up past regrets.