ARIES (March 21-April 19) -- If you have been careless with your spending habits, now is the time to rectify the situation. Keep meticulous records of your expenditures in order to find a way to cut corners.

TAURUS (April 20-May 20) -- Accept social invitations. Meeting people who can contribute to your life won't happen if you don't take part in the world. Get out, mingle and learn from experience.

GEMINI (May 21-June 20) -- Reach out to someone you love. Making plans for the future or discovering what your personal options might be will help you improve your state of mind.

CANCER (June 21-July 22) -- If you feel strongly about something, don't be afraid to share your thoughts. It is possible to bring about significant changes and make a difference if you are determined.

LEO (July 23-Aug. 22) -- Be sensitive to the needs of those around you. What you consider harmless flirtation will be easily misinterpreted. Take precautions to avoid sending the wrong signals.

VIRGO (Aug. 23-Sept. 22) -- Shake up your routine a little. Plan a day trip. The change of scenery will be inspiring, and it's likely that you will meet new and interesting people along the way.

LIBRA (Sept. 23-Oct. 23) -- Charity begins at home. An older relative is in need of your assistance. Your generosity will be rewarded and your sense of pride and satisfaction will grow.

SCORPIO (Oct. 24-Nov. 22) -- Physical activity will help get you up and out of a slump. Stewing about past disappointments will lead to depression and a lack of productivity. Get moving.

SAGITTARIUS (Nov. 23-Dec. 21) -- Eating healthy and maintaining an exercise regimen will help you face your day-to-day trials. Fast food and an indulgent lifestyle will not get you closer to a higher standard of living.

CAPRICORN (Dec. 22-Jan. 19) -- Look for ways to incorporate an enjoyable activity into your life. It's possible to turn a fun hobby into a moneymaker. Follow through with your plans.

AQUARIUS (Jan. 20-Feb. 19) -- Being too demanding or pushy will not help you gain ground with friends or relatives. Compromise and a willingness to step aside once in a while will help everything run smoothly.

PISCES (Feb. 20-March 20) -- If you are unsure of the future, look into the past. Fascinating tidbits of information can be gained through discussions with older family members or close friends.

ARIES (March 21-April 19) -- Your life will be less stressful if you get your financial particulars in order. Pare down your expenses and start saving instead of spending. Being mindful of your indulgences will help cut costs.

TAURUS (April 20-May 20) -- Stop procrastinating. Being afraid of what lies ahead will paralyze you. Deal with any issue you face boldly if you want to find your way to the finish line.

GEMINI (May 21-June 20) -- Rely on yourself. Develop one of your promising ideas and ask others about marketing strategies or funding possibilities. Keep in mind that nothing ventured means nothing gained.

CANCER (June 21-July 22) -- Don't trust others when you should be instead trusting in your abilities. Insecurity and self-doubt are best put aside if you want to move forward. Put your positive attributes to use.

LEO (July 23-Aug. 22) -- You will be questioned and should prepare fully if you intend to speak up. What you have to offer, when presented with poise and intelligence, will result in success.

VIRGO (Aug. 23-Sept. 22) -- Unscrupulous people will be happy to take your cash. Pursue beneficial financial opportunities, but keep the details between you and a trusted adviser or handle matters personally.

LIBRA (Sept. 23-Oct. 23) -- You will feel used if someone asks you to take care of his or her responsibilities. Don't say yes if you feel you aren't going to benefit from the request.

SCORPIO (Oct. 24-Nov. 22) -- Changes in personal and professional relationships will be unexpected and unnerving. Use your intuition to help direct your energy wisely. It's vital that you make good choices.

SAGITTARIUS (Nov. 23-Dec. 21) -- Don't be too trusting when it comes to your personal dealings. Someone you trust with important information will try to use the knowledge you offer to his or her own advantage. Be discreet.

CAPRICORN (Dec. 22-Jan. 19) -- Be good to yourself. A day of pampering will help to take the edge off of a turbulent situation. Subtle self-improvements will give your confidence a boost.

AQUARIUS (Jan. 20-Feb. 19) -- Think before you blame someone else for your problems. If you reassess your current situation, you will discover that your stubborn streak has contributed to your current predicament.

PISCES (Feb. 20-March 20) -- Love is on the rise. Don't be afraid to open your heart and share your feelings. Favors you ask for will be granted, and joint ventures look promising.

ARIES (March 21-April 19) -- By taking a leadership role, you will outmaneuver the competition. You have the intelligence and stamina necessary to step up and make things happen. Put time aside for romance.

TAURUS (April 20-May 20) -- Letting someone else make financial decisions for you will backfire. You owe it to yourself to stay in control of your personal monetary matters.

GEMINI (May 21-June 20) -- Your heightened emotional state will lead to an impulsive response. Consider the possible repercussions before you say something hurtful. Wait until you feel less stressed to respond.

CANCER (June 21-July 22) -- Be cautious around people who are acting unreasonable. This is a great day to work on a solitary project or find an enjoyable activity away from divisive situations.

LEO (July 23-Aug. 22) -- You may feel like complaining, but doing your best despite setbacks will bring you closer to your goal. Working hard will give you a solid reputation and a chance to advance.

VIRGO (Aug. 23-Sept. 22) -- Take the time and money necessary to make prudent investments. Hoping for an inheritance or windfall will not secure your future; careful spending and saving will.

LIBRA (Sept. 23-Oct. 23) -- Despite your appeal, don't be too eager to commit to a partnership. Someone may be trying to use you for selfish reasons. Make sure you get as much in return as you give.

SCORPIO (Oct. 24-Nov. 22) -- Keep moving forward. You will be pleased with the results you achieve and the satisfaction you feel. Love is in the air and a celebration is in order.

SAGITTARIUS (Nov. 23-Dec. 21) -- Make plans to spend an intimate evening with a special someone. If you are single, go to a community event in order to meet someone interesting.

CAPRICORN (Dec. 22-Jan. 19) -- You will end up in trouble or at a loss due to someone you counted on who turned out to be unreliable. Take matters into your own hands and guarantee positive results.

AQUARIUS (Jan. 20-Feb. 19) -- You'll be drawn toward new experiences. If you are willing and prepared to make a contribution at a function, it will help you advance. Present your innovative ideas to influential people.

PISCES (Feb. 20-March 20) -- You will be upset with yourself if you allow friends or relatives to keep you from following through with your plans. Stick to your agenda and finish what you start.