In last week’s column, “‘Sudden’ Situation Can Put Retirement Finances At Risk,” I promised to offer advice to couples where one spouse was not able to take charge of retirement investing if need be, ... more

What happens when you suddenly find yourself in charge of your retirement finances without the benefit of having much experience on the subject matter?... more

Beyond the headlines about Social Security cost-of-living adjustments and changes in leadership, there is an ongoing need to warn anyone with a Social Security number to be alert to identify theft. St... more

Not that I would want you to keep up with “the Joneses,” but are you saving for retirement? Don’t be left out. Retirement savings is in full swing right now.... more

Seniors will want to know about a resource that regulators published June 15, 2021, to help train financial firms to implement the Senior Safe Act. The regulators involved in the project are the Finan... more

I sometimes wonder about the need to name a “day” to draw attention to a cause. However, in this case, the cause is one that needs attention: protecting older Americans from abuse. June 15 is World El... more

I’m always in favor of encouraging saving for retirement, and one avenue for accomplishing that goal is back on the legislative agenda.... more

How do you make decisions? Tools can be very helpful for simple situations -- and potentially less useful for more complex cases when more data has to be considered, as in the case of someone transiti... more

As a proponent of financial literacy, I am always interested in how people are doing when it comes to saving and investing for retirement.... more

A reader expressed concern about her parents, who have not shared information about their financial affairs with any of their children. She and her two brothers don’t even know if their parents have w... more

A number of readers of this column have questions about required minimum distributions (RMDs). As a reminder, RMDs are withdrawals from tax-deferred retirement accounts such as traditional IRAs. They ... more

Now that it’s 2021, required minimum distributions (RMDs) are back.... more

This follows my column from last week about required minimum distributions (RMDs) returning in 2021 after a waiver in 2020.... more