When you are thinking about investing, do you consider risk? And, if you do, how do you assess your tolerance and capacity for losing money, especially if you are retired?... more

While the concept of a “trusted contact person” has been around since 2018, regulators are currently encouraging brokerage firms to ask you to name yours. The goal? To provide you with “additional pro... more

Sometimes it’s nice to do something on the spur of the moment and leave structure and planning behind. Spontaneity is a good trait to have in your life -- but not when it comes to funding your retirem... more

September is College Savings Month, time to think about how to pay for college.... more

Do you know anyone who doesn’t participate in his or her 401(k) plan at work? Perhaps it’s a family member or friend, or someone who just started working after college?... more

Hate homework? How about 20 minutes of homework to check the background of the financial professional you want to hire? Here’s how.... more

Younger people have become an attractive market for investment firms. The ease of buying stocks by the slice (fractional shares) and mobile apps are reasons for those new to investing to become involv... more

A few weeks back, I asked you to share your thoughts with me on the topic of making digital currencies like bitcoin available through an employer’s 401(k) plan (“Should You Be Able to Invest in Crypto... more

In last week’s column, “‘Sudden’ Situation Can Put Retirement Finances At Risk,” I promised to offer advice to couples where one spouse was not able to take charge of retirement investing if need be, ... more

What happens when you suddenly find yourself in charge of your retirement finances without the benefit of having much experience on the subject matter?... more

Digital currencies, most notably bitcoin, have generated a lot of attention this year. Should cryptocurrencies be an option for 401(k) participants?... more

Beyond the headlines about Social Security cost-of-living adjustments and changes in leadership, there is an ongoing need to warn anyone with a Social Security number to be alert to identify theft. St... more

If I think we’ll all agree that good communication makes for a good relationship, whether that be between financial advisers and their clients, co-workers, friends or spouses. In my experience over th... more