DEAR HARRIETTE: I am always shopping. Whether it is for myself or someone else, I find myself gathering items in a store that I see fit to have but may not necessarily need at that point in time. I ne... more

DEAR HARRIETTE: I still have crazy debt that I cannot pay because I haven’t worked since March due to the coronavirus. I am scared to call my creditors because I don’t have anything new to say to them... more

DEAR HARRIETTE: I have been struggling financially for years. Recently I got a job that pays more than I have made in more years than I want to count. I want to take my family on a vacation. We hardly... more

DEAR HARRIETTE: When I travel on business, it is often with another colleague. We typically eat our meals together in between meetings, but we have to file separate expense reports. In the interest of... more

DEAR HARRIETTE: I was feeling really down the other day, and I told one of my good friends that I sometimes think I am worth more dead than alive. I said it because I bought a sizable insurance policy... more

DEAR HARRIETTE: I borrowed money from a friend years ago when I was down and out, and I wasn’t able to pay it back. This caused a rift in our friendship; I knew he didn’t have much, but he still share... more

DEAR HARRIETTE: I have a freelancer friend who has been struggling a lot in recent years. I feel bad for him -- he is trying as hard as he knows how, but it’s not working. He can’t pay his bills; his ... more

DEAR HARRIETTE: My girlfriends and I have taken a trip together almost every year since we were in college. Not everybody can go each time, but we try to go because it’s a lot of fun, and it helps us ... more

DEAR HARRIETTE: I recently bought a car. For years, I had been taking public transportation everywhere, which can be tough because I live in a suburban area. My car makes it possible for me to get to ... more

DEAR HARRIETTE: Now that the government shutdown is over, we are relieved that my husband will be getting paid again, but we really took a hit during that period. It is going to take time to repair ou... more

DEAR HARRIETTE: I have gone to the same lawyer for more than 10 years. Today, I find myself in a predicament where I need a specialist to help me with a problem that is beyond my lawyer’s expertise, b... more

DEAR HARRIETTE: I get the newspaper delivered to my home every weekend. It has always been a bit problematic because I live in an apartment building, and rather than the delivery person bringing it to... more

DEAR HARRIETTE: I am cleaning out my closets and trying to make more space in my house. I have accumulated so much over time, including some pretty great clothing. I could give it all to Goodwill or t... more